Share capital gives a member ownership to the Sacco. Upon entry, each member shall purchase a minimum of Ksh. 2000, worth of share capital.Shares shall not be refundable or assignable as collateral for a loan, but a member may transfer his shares to other members on leaving membership of the Society.
Shares may earn dividends paid from net surplus after required transfers to reserves at the end of a financial year in accordance with the dividend policy of the Society.